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The legality of online gambling in the United States is a pretty mixed bag overall. It’s down to each state to create its own rules and regulations around gambling. This can be a confusing picture to unpick if you’re not used to it.
Many people seeking an online casino experience in the US turn to Sweepstakes casinos. Unlike real money casinos, sweepstake sites are entirely legal in 49 of 50 states, with only Washington being the exception. However, this involves purchasing and playing with gold coins for fun instead of instantly playing with real cash, which can be a hassle. Thankfully, states such as Michigan are leading the way with modern online gambling legislation.
In Michigan, the Lawful Internet Gaming Act was signed into law by State Governor Gretchen Whitmer on December 20th, 2019. Known as House Bill No.4311, it has paved the way for almost all forms of online gambling to become legal across the state. Subsequently, the first online casino in Michigan launched with much fanfare on January 22nd, 2021.
The new law currently stipulates that only 3 casino locations are permitted to offer online casinos to players within the state of Michigan. They are the existing land-based casinos at the MGM Grand, MotorCity, and Greektown. There are also the 23 tribal casinos across Michigan, but they will have to apply under their own agreements with the state’s gambling regulators.
Just because an online casino is available in the US state of Michigan, it doesn’t mean we’ll recommend it. Any casino that we recommend needs to pass several stringent tests set by our casino experts before this happens. Here’s exactly what our team of pros look for in any casino site:
We know how important it is to get off to a great start at any casino you sign up with. That’s why we’ll always assess the promotions on offer to see if they represent good value for both new and existing players. We think it’s better to get consistent rewards than just a fancy welcome offer with nothing to back it up.
Being able to get funds into your account quickly and easily is a must for any online casino player. We analyze what deposit options are on offer, looking for trusted names that are widely accepted. We want to make it as easy as possible to top up your casino bankroll and ensure you don’t run into any issues.
No one wants to wait to get their winnings due to payment processing issues or checks at an online casino. Every casino we review needs to show that it’s possible to get your hands on your cash as quickly as possible and with a minimum of hassles too. We’ll always give you an honest assessment of withdrawal times and fees.
Having a great game selection is essential if a US casino hopes to make it onto our coveted list. We’re not just talking about the number of titles, although size is pretty important in America. We also like to gauge the quality of the casino games on offer as well. All the favorites from the well-known game developers should be present alongside some exciting new releases to mix things up a bit.
You want to know that you can get help whenever you need it. We always get in touch with the support team to see how friendly and helpful they are in response to our questions. We’ll also investigate a casino’s security procedures and encryption grades to ensure you are kept safe anytime you choose to play there.
As mentioned above, online casino regulations in the US can be a pretty confusing picture. We run checks on any casino we recommend to make sure that it has the correct licenses to operate in the state where it’s legally allowed to do so. We will never promote unlicensed online casinos that claim to be legal for US players.
To get the most out of your playing experience, you’ll want to take advantage of the numerous casino bonuses. You can claim some superb bonuses as both a new and returning player. Read on to learn more about how you can get the maximum boost at any Michigan online casino.
Here are a few insider tips on how to get the most bang for your buck when it comes to online casino bonus offers:
Now that you know the key things to be aware of when claiming a US casino bonus, let’s take a look at the different types of offers available to players in Michigan.
If you don’t want to risk any of your own funds but still want the chance to win real money, then a no deposit casino bonus is the way to go. With this style of bonus, you could get some cash or free spins without needing to make a deposit at your chosen Michigan online casino.
The bonus may be smaller than one requiring a deposit, but it won’t cost you anything to use it. With it, you can sample a new slot game or table game. The only downside might be the need to wager the bonus before you can withdraw any winnings. Wagering requirements are pretty common on no deposit offers.
This type of bonus gives you a percentage of your deposit amount as bonus cash. So, when you make a deposit and claim a match bonus, the casino will boost your total playing funds.
For example, if you deposit $20 with a 100% match bonus offer, you’ll receive $20 in bonus funds. This gives you a total of $40 to play with. Be aware that most deposit bonuses will have wagering requirements attached, although they might be lower than those on a no deposit offer.
You can play selected slot games without spending your cash when you claim and use a casino’s free spins offer. A deposit is usually required to get the spins. However, you can then play any slots that are included in the promotion without dipping into your bankroll.
Any winnings from the spins are usually added to your bonus balance. You’ll need to wager your winnings a specified number of times before you can withdraw them. Unless, of course, they’re no wagering free spins. In which case, you’ll get your winnings paid in real cash.
If you’re keen to find the best online casinos to play at in MI, then we have the answer for you right here. Browse the below list of the most popular Michigan casino sites to find your favorite. Tap the link of your chosen casino to easily sign up and claim the bonus.
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No one wants to be waiting around for funds to land in their account. Making deposits at MI online casinos should be a quick and simple process without any lag. Thankfully, gambling sites licensed in the state of Michigan accept a mix of providers for convenient and secure payments.
Here’s some more info about each depositing method:
The minimum amount that you can deposit at any US casino and still claim a bonus will depend on the terms of the offer itself. At some sites, the minimum qualifying deposit can be as low as $5. That said, when it comes to cash match bonuses, the more you deposit, the bigger the bonus you’ll receive. Check the terms of the offer to see any deposit restrictions.
Deposits using the above payment methods will be instant or take just a few seconds in most cases. The exception here can be money orders and cheques, some of which will need to pass a verification check before being approved.
Before you can make a deposit, an MI online casino might need to verify your account by checking your personal details. You’ll need to provide identification so that the casino can verify that you are who you are claiming to be. This is designed to comply with the state gambling law and protect both you and the casino from fraudulent activity.
One last thing to consider is if any fees will be applied when making your deposit at an MI casino. These should be clearly stated on the payments page if they apply, so you know exactly what each deposit will cost you. If a casino charges you a deposit fee, make sure you take this into account when you add funds so that you still make the minimum amount required to claim your welcome bonus!
You’ll be pleased to know that it’s a pretty simple process to cash out your winnings from a MI online casino. Just follow the 5 steps below to safely and securely withdraw funds from your casino account:
Before cashing out any winnings, find out the minimum and maximum limits pertaining to how much you can withdraw from your MI casino account in one go, or over a certain time period.. Most casinos will set a lower limit of $10 or more on all withdrawals. On the other hand, upper limits usually run into the thousands of dollars per week.
Depending on the payment provider, withdrawals can take anywhere between a few hours and a few days to appear in your account. Check the casino’s payments page or contact their support to get an accurate idea of how long you’ll need to wait to get your hands on your cash.
Check to see if the casino will apply any fees to the transaction. These will vary from one casino to the next and can also depend on the type of payment provider being used. Try switching to an alternative payment platform if the fees are proving too high with your current one.
Be aware that casino winnings are taxable as income, both on the state and federal levels, and unfortunately, you’ll have to pay a gambling tax on your withdrawals. The IRS will take 25% of your withdrawals, and Michigan state requires an additional 4.25%, regardless of their size. Any winnings you cash out will need to be declared on your annual tax return.
Now that you know all there is to know about finding and playing at online casinos in Michigan, it’s time to expand your knowledge even further. The team of casino experts here at JohnSlots have compiled some fantastic guides to playing at casino sites across the US.
When it comes to the games themselves, we’ve got you covered there too with comprehensive guides to all variants of blackjack, live roulette and much more.
If you still have an unanswered question about how to find or play at Michigan online casinos, then it’s not a problem. Our experts have written some snappy answers to the most common queries below to help you out.
It’s tough to pick out just one as every player has different tastes and styles when it comes to online casino gaming. That’s why our experts have reviewed and rated all the best MI online casinos and compiled them into a handy list. You’ll find it further up this page. Just click on the one that appeals to you the most to claim a fantastic welcome bonus offer.
Yes, it is. The Lawful Internet Gaming Act was signed into law on December 20th, 2019, making it legal to play at online casinos in the US state of Michigan. Since then, several casinos have created fully licensed online sites, allowing MI residents to play casino games safely and securely. Any casinos mentioned on this page are fully licensed and legal to play at in accordance with local laws.
If you stick with officially licensed casino sites, then they should provide a safe and secure environment for players to enjoy at any time. MI licensed sites are regulated by state authorities to ensure that they offer fair games, secure storage of player details, and the ability to set limits on any personal gambling activity.
Online casinos in MI have a mix of video slots, live dealer games, and more. The payout rates at any single site depend on which games people are playing the most. Check the RTP and volatility of any casino games you want to play to get an idea of the theoretical payouts you can expect to receive.
Yes. If you deposit and play games using real money, then any winnings will also be paid back to you in real money. The only exception will be if you are using bonus money or free spins to play games. This is often shown as a separate bonus balance which will need wagering a specified number of times before you can withdraw it.
You certainly can. Online casinos will use the currency which is local to the player, so, in the case of Michigan sites, you can deposit, play and cash out in US dollars.
US online casino players are required to pay tax on their winnings at both a state and federal (IRS) level as it counts as taxable income. You’ll need to declare any winnings on your annual return to ensure that you pay the correct level of tax by law. The IRS will want 25% of your winnings, with Michigan taking a further 4.25%. This applies to all casino withdrawals, regardless of their size.
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