how to play baccarat

How is online baccarat played?

Baccarat cards

The game kicks off when the bettor holding the shoe slides a card out and passes it on face down to the dealer, who in turn proceeds to pass it to the player (player bet). The next card is then also passed on to the banker hand which is placed next to the shoe.

The same process takes place again with the second cards.

Each hand has a minimum of 2 cards, except for a third card which is only dealt in special conditions. If a hand has a total of 8 or 9, it is called a ‘natural’.

A ‘natural’ always wins since 9 is the highest and best possible hand value. However, if a hand has a value of 5 or less, the player can hit or otherwise stand, resulting in the banker either requesting an extra card or revealing his hand.

The hand closest to the point value of 9 wins.

Player’s hand

  • If a player’s hand value is between 6 and 9, the player stands
  • If the player gets a natural (8 or 9), the player automatically wins, unless the banker also has a natural
  • If both the Player and the Banker have the same value, then it’s a tie
  • If the Player has an 8 and the Banker has a 9, the Banker wins
  • If the Player has a 9 and the Banker has an 8, the Player wins
  • If the Player’s initial two cards are between 6 and 9, then they stand
  • If the Player’s initial two cards total to 5 or less, then they hit for an additional card

Banker’s hand

  • If the Banker’s initial two cards total between 7 and 9, then they stand
  • If the Banker’s initial two cards total between 0 and 3, then they hit
  • If the Banker’s cards total between 4 and 6, then they hit
  • The Banker always hits with a 4 against a Player’s total value between 2 and 7
  • The Banker always hits with a 5 against a Player’s total value between 4 and 7
  • The Banker always hits with a 6 against a Player’s total of 6 and 7

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